学会引导客户进行投资, 储蓄, 资金管理, 为人生大事做计划.
Certified Financial Planners know the ins and outs of investing, 储蓄, and 资金管理. You’ll learn to guide clients through some of the biggest moments of their lives and be a resource for them when times are tough. 每门在线课程持续八周.
专为忙碌的专业人士设计, Ursuline’s financial planning certificate program is offered entirely online. You can participate in live class discussions or watch the recording later—or both. 更重要的是, 我们的课程以速成形式提供, so you can earn your certificate in less than a year.
个人理财顾问的平均年薪
Job growth above the national average for Personal Financial Advisors
of Americans age 65 and over consult financial planners when planning for retirement
This course provides a comprehensive examination of the general principles of financial planning, 专业操守及规管, 以及教育规划. These topics constitute thirty percent of the principal knowledge topics tested on the CFP® Certification Examination. The course introduces students to the financial planning process and working with clients to set goals and assess 风险承受能力. 除了, students will learn to process and analyze information, 构建个人财务报表, 制定债务管理计划, 推荐融资策略, and understand the basic components of a written comprehensive financial plan. The course also covers the regulatory environment, time value of money, and economic concepts.
This course provides a comprehensive examination of the general principles of risk management and 保险 planning for individual and family clients. These topics constitute approximately seventeen percent of the principal knowledge topics tested on the CFP® Certification Examination. The course first introduces students to the risk management and 保险 planning process and working with clients to analyze and evaluate risk exposures. 第二个, the core 保险 lines of coverage are explored in detail, 包括卫生, 残疾, 长期护理, 生活, 个人财产及意外事故(业主), 个人汽车保险, 等.). 除了, the student will learn to analyze an individual and family’s 保险 needs, to select the most appropriate 保险 policy and company, and to understand a business owner's use of 保险 to protect the business’ assets and future income.
The course is designed for students interested in pursuing careers in the financial planning and asset management profession. The course and curriculum are approved by the CFP® 董事会 of Standards and meet one component of the educational requirement for becoming a Certified Financial Planner. 本课程探讨证券市场, 信息来源, 风险/回报, 股票, 债券, 选项, 期货, 以及安全性分析, and culminates in portfolio construction and analysis. You will learn how to evaluate different asset classes for different investment objectives and determine their suitability for investors considering investment goals, 时间范围, 风险承受能力, 还有税收情况.
这门课程涵盖个人税务, 独资企业, 合作伙伴关系, 和公司, 还有投资的税收方面, 保险, 年金, 还有退休计划. Students will be able to identify the likely tax consequences of personal and business financial activities and select appropriate and lawful tax-minimizing tactics and strategies.
This course educates students on how to conduct a retirement needs analysis for individuals and to recognize the key factors that affect retirement plan selection for business owners. Students will be able to evaluate and compare the characteristics of various retirement plans and recommend which plan is appropriate in a given situation. 课程内容包括延税退休计划, 国税局, nonqualified计划, 社会保障, 医疗保险, 医疗补助计划, 分销策略, 分配税, 以及监管方面的考虑.
This course provides an introduction to federal gifts, 房地产, and generation-skipping transfer taxes and the many planning techniques used to maximize the impact of these taxes on transfers of wealth. It also explores the income tax effects of gifts and bequests, with particular attention to the limitations on income-shifting t family members. 遗产规划的非税务方面, 包括遗产规划过程, 财产所有权, 为丧失工作能力作准备, and planning for business owners are examined as are the need for 房地产 planning documents for individuals, 配偶, 未婚夫妇. The course stresses the need for balancing tax and non-tax considerations in creating successful 房地产 plans.
This course provides students an opportunity to demonstrate the knowledge learned through the prerequisite six-course CFP® curriculum. Students will participate in developing a complete financial plan, through the use of case studies and interviewing mock clients. 介绍正式的财务计划, demonstrating the ability to set client expectations and communicate with clients by answering questions and concerns, 也是必需的.
联系 Kate Teichman, Assistant Director of 入学, at 440.646.8360 or 凯萨琳.teichman@wlzy.net.
