在欧洲杯买球完成你的大学学位不仅是可能的，而且也是负担得起的.
经济援助是根据每学期三个学期的入学情况发放给成年本科生的. Students taking one 3-credit hour course 每一个 一学期中的一个学期以该学期总学时的3/4(9学分)计算. 助学金在学生达到半学期(6学分)时发放，通常是在第二学期开始时.
在欧洲杯买球，你可以获得许多不同类型的援助. 除了 to the information provided on these pages, 我们知识渊博、细心的金融援助办公室工作人员随时准备帮助回答您的问题，并提供一对一的咨询.
联邦佩尔助学金(Federal Pell Grant)颁发给有较高经济需求且之前没有获得学士学位或专业学位的本科生. 联邦佩尔助学金的数额根据需要和入学水平而有所不同.g. full time, three-quarter time, half-time, etc). 佩尔助学金现在有6年全日制或12个全日制学期的终身限制(最高百分比为600%)。. 任何达到这个限额的学生将不再有资格获得这笔资助，无论是否需要. Completion of the FAFSA is required to apply for this grant.
俄亥俄州通过俄亥俄州大学机会补助金(OCOG)向在州内院校就读的全日制和非全日制学生提供基于需求的助学金. Application for this grant is made through submitting the FAFSA. 提交FAFSA以申请这项资助的截止日期是奖励年度的10月1日.
大学和高等教育教学教育援助(TEACH)补助金计划提供高达4美元的补助金,000 per academic year with an under研究生 maximum of $16,000 and a 研究生 maximum of $8,为那些打算在公立或私立小学或中学教授高需求领域的学生提供1万美元，这些学校为来自低收入家庭的学生提供服务. 作为TEACH奖助金的接受者, 您必须在完成您获得t每一个补助金的学习计划后的8个日历年内教授至少4个学年. 未能完成此服务义务将导致您收到的所有TEACH补助金金额转换为联邦直接无补贴斯塔福德贷款. You must then repay this loan to the U.S. 教育部. 从拨款发放之日起，你将被收取利息.
Loan funds must be repaid, typically after graduation. While some students are intimidated by the idea of student loans, they are actually a great tool to help finance your education. Most Ursuline students report that their loan was worth it, and find that their payments are manageable after graduation.
所有完成FAFSA并符合联邦资格的欧洲杯买球学生将根据其学年的年级水平获得联邦直接贷款. 政府向大多数借款人提供有补贴直接贷款和无补贴直接贷款. 学生可选择接受全部或部分贷款金额, or may decline the loan without any affect on the other aid offered.
额外贷款要求
贷款限制
每学年你可能有资格获得的资助贷款和非资助贷款有限额(年度贷款限额)，你可以为本科和研究生学习借入的总金额(总贷款限额)。.
The aggregate loan limits for under研究生 study are as follows:
The aggregate loan limits for 研究生 or professional students:
家长PLUS贷款是一项联邦贷款，供受抚养本科生的父母用于教育费用. It is a non-need based loan with a current interest rate of 8.自2023年7月1日起. Interest accrues on this loan while the student is in school; however, 家长可以选择延迟付款，只要学生仍然注册至少一半时间(6学分)。.
There are two steps that a parent needs to complete on line at www.studentaid.政府 in order to receive a Federal Direct PLUS Loan:
上面列出的两个步骤都要求家长用他或她的FSA ID用户名和密码(不是学生的)登录。.
PLUS贷款申请将决定您是否有资格为该计划借款. 一旦提交，将进行信用检查，结果将发送给家长和学校. The second step is completing the Master Promissory Note (MPN). MPN是一份法律文件，家长承诺向本署偿还其贷款及任何应计利息和费用. It also explains the terms and conditions of the loan(s). 家长为多于一名学生申请直接加额贷款, the parent will need to complete a separate MPN for 每一个 loan.
您将收到一份披露声明，其中提供了学校计划根据您的MPN支付的任何贷款的具体信息, including the loan amount and loan 费用, and the expected loan disbursement dates and amounts.
贷款限制, Interest Rate and Loan Charges
There are no set limits for Direct PLUS 贷款, 但是你的贷款不能超过你孩子的教育费用减去任何其他的经济援助, such as a Direct Subsidized or Unsubsidized Loan. The school will determine the actual amount you may borrow. The interest rate for Direct PLUS 贷款 is a fixed rate of 8.05%. Interest is charged on Direct PLUS 贷款 during all periods, beginning on the date of your loan’s first disbursement. 如欲了解更多有关直接贷款利率的资料，请浏览 http://studentaid.政府 网站. 除了利息, 你支付的贷款发起费是你收到的每笔直接加贷款本金的一定百分比. This fee helps reduce the 成本 of making these low-interest loans. The origination fee is deducted when the loan is disbursed, 因此，你实际收到的贷款金额将小于你必须偿还的金额.
Using the PLUS Loan for Education Expenses
你可以用你收到的贷款只支付你的孩子在给你贷款的学校的教育费用. Education expenses include school charges such as tuition, 住房和食物, 费用, and indirect expenses such as books, 供应, 设备, 受抚养儿童保育费用, 运输, and rental or purchase of a personal computer.
Additional Unsubsidized Based on Parent PLUS Denial
父母申请PLUS贷款但被拒绝的受抚养学生有资格获得额外的直接无补贴贷款资金. Eligible students can receive up to $4,000 unsubsidized for freshmen and sophomore years and up to $5,3年级和4年级的学费是1000美元. 如果家长被拒绝PLUS贷款，学生应该联系财政援助办公室了解更多信息.
私人贷款是来自私人贷款人的资金，用于支付教育费用. There are private loans available for students or for parents. 当联邦和/或州财政援助不足以支付学生的入学费用时，学生可能会考虑私人贷款.
每个私人贷款机构都有特定的标准，你必须符合贷款资格. 一些贷款可能只针对特定专业和/或需要共同签名. Most lenders will review the applicant’s credit history. 除了, 欧洲杯买球可能会被要求证明你正在取得令人满意的学业进步，并且你没有超过你的出勤成本.
您的估计出勤成本(COA)是您在欧洲杯买球学习一学年所需费用的标准化估计. Private loans must be re-applied for every academic year.
Your estimated COA is comprised of the following components:
你的经济援助计划(包括私人贷款)不能超过你估计的COA. 看到 学费和费用 具体金额页面.
Choosing the right private loan for you.
There are many things to consider when choosing a lender. Be sure to ask the following questions
许多贷款人提供私人贷款. 而欧洲杯买球不认可任何特定的私人贷款机构, 我们的电子贷款机构名单包括与我们合作非常密切的贷款机构，他们的贷款项目最符合我们学生的需求. 我们鼓励您研究各种贷款机构，并选择一个最适合您的需求.
审查和比较一些私人贷款产品，并开始申请流程, please visit Great Lakes FAST Choice webpage. To begin the process, please click the button below.
比较私人贷款
